Privacy and Security Policy

For

Khula Enterprise Finance Limited

(herein “Khula”)

__________________________________________________________________________

[Date last amended: 12 June 2006]

1.      This privacy and security Policy (“policy”) sets out all the reasonable the steps Khula shall take to protect your personal information and    
         security when you use our website (“this website”).

2.      “Personal Information” herein carries the same meaning to that in the Promotion of Access to Information Act 2 of 2000.

3.      This policy only applies to the information we collect from you via this Website.

4.      This policy must be read with the Website Terms and Conditions, which form the basis of our agreement with you.

5.      If you complete any of our available electronic application forms, Khula will request certain personal information from you.

6.      Khula may then electronically collect, store and use (not share) the following personal information of any such visitor to the Khula website
         including persons who just visit the home page of the Khula website –

1.            name and surname;
2.            contact details;
3.            non-personal browsing habits and click patterns;
4.            email address; and
5.            IP address

7.      Khula collects, stores and uses the abovementioned information for the following purposes –

1.            communicate requested information to you;
2.            newsletter database; and
3.            to compile non-personal statistical information about browsing habits, click patterns and access to the Khula website;

8.     Information detailed above is collected either electronically by using cookies or is provided voluntarily by you. You may determine cookie
        use independently through their browser settings. Cookies and other technologies are not used to collect information of a personal 
        identifying or demographic nature from you.

9.      Khula may collect, maintain, save, compile, share, disclose and sell any information collected from you, subject to the following provisions 

1.            Khula shall not disclose personal information from you unless you consent thereto;
2.            Khula shall disclose information without your consent only through due legal process; and
3.            Khula may compile, use and share any information that does not relate to any specific individual.

10.   As a general rule, Khula will never disclose any information collected from you via this website to third parties, unless authorised by you.

11.   Khula owns and retains all rights to non-personal statistical information collected and compiled by it.

 Please send an email to our legal department on legal@khula.org.za if you have any questions about this policy.